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Key Person Disability Insurance Protection Available From Exceptional Risk Advisors

You know you need Exceptional Risk Advisors when your client's core growth strategy revolves around mergers and acquisitions.

Advisor Challenge:

A $300 million deal is contingent upon securing high limit Key Person death and disability protection for the CEO.

Solution:

The advisor turned to Exceptional Risk Advisors. Their client, a private equity firm, was adding a new company to their portfolio. The private equity firm felt strongly that the company's CEO was critical to the transition and ongoing success of the business. After thoroughly quantifying the potential impact of the loss of the CEO, a requirement for $20 million of Key Person death and disability was established as a condition of the deal.

The time frame was tight. So while the Key Person Life insurance was being underwritten, we bound a $20 million lump sum Key Person Disability policy with a preexisting condition exclusion. With the ability to use the requirements needed for underwriting the Life insurance coverage, full Disability coverage was afforded once the CEO's physical exam was completed and reviewed.

Learn more about what we can do for you.

Contact us for more information on any of our innovative and unique insurance products:

Brian Gutterman
Business Development Advisor
Direct: 201.252.4716

Sean McNiff
Business Development Advisor
Direct: 201.252.4717

Joe Jantas
Marketing and Public Relations Advisor
Direct: 201.252.4719

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