HM Insurance Group

HM Insurance Group works to protect businesses and their employees from the potential financial losses associated with health costs. HM’s product portfolio features HM Worksite Advantage – Critical Illness, Accident, Disability Income and Term Life insurance – and HM Care Advantage, a limited benefit medical plan.
HM Insurance Group is a recognized leader in excess loss and reinsurance, offering Employer Stop Loss, Provider Excess and HMO Reinsurance. Our product portfolio provides producers with health risk solutions that address a range of risk situations confronting employers and healthcare providers.
HM Life Insurance Company and HM Life Insurance Company of New York have an “A-“ (Excellent) rating from A.M. Best Company, one of the country’s oldest and most respected rating agencies. Through its insurance companies, HM Insurance Group holds insurance licenses in 50 states and the District of Columbia and maintains sales offices across the country.