CORNERSTONE INSURANCE & FINANCIAL SERVICES, Inc.

P.O. Box 381625 Birmingham, AL 35238-1625 United States Phone: 205-980-7411 Fax: 205-908-7422

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• Annuities & Pensions  Deferred Annuities - Maximum Annuitization at age 90 or Higher
• Annuities & Pensions  Deferred Fixed Annuities
• Annuities & Pensions  Deferred Indexed Annuities
• Annuities & Pensions  EIA Equity Indexed Annuity
• Annuities & Pensions  Group Deferred Annuities
• Annuities & Pensions  Guarantee Options - Assorted
• Annuities & Pensions  Immediate Annuities
• Annuities & Pensions  Impaired Risk Immediate Annuities
• Annuities & Pensions  Individual Retirement Accounts
• Annuities & Pensions  Keough (HR-10) Plans
• Annuities & Pensions  Liquidity Options During Payout Period
• Annuities & Pensions  Long Term Care
• Annuities & Pensions  Multi Fund Fixed Annuity
• Annuities & Pensions  Single Premium Deferred Annuities
• Annuities & Pensions  Structured Settlement Annuities
• Annuities & Pensions  Tax Sheltered Annuities
• Disability Insurance  Accident & Sickness Lifetime Rider
• Disability Insurance  Accident Injury Benefit Rider
• Disability Insurance  Accident Only
• Disability Insurance  Blue Collar Disability
• Disability Insurance  Business Loan Disability
• Disability Insurance  Business Overhead Expense
• Disability Insurance  Buy/Sell Disability
• Disability Insurance  Elimination Periods
• Disability Insurance  Impaired Risks
• Disability Insurance  Key Person Disability
• Disability Insurance  Lifetime Accident & Sickness
• Disability Insurance  Loan Protection Disability
• Disability Insurance  Mortgage Disability
• Disability Insurance  Mortgage Disability Rider
• Disability Insurance  Own Occupation
• Disability Insurance  Renewable - Guaranteed
• Disability Insurance  Renewable - Non-cancellable
• Disability Insurance  Senior Market Disability
• Disability Insurance  Worksite Products
• Group Disability  Associations
• Group Disability  Group Disability
• Group Disability  Impaired Risks
• Group Disability  Worksite Products
• Group Health  Accident Only
• Group Health  Cancer Only Policy
• Group Health  Critical Illness
• Group Health  HMO
• Group Health  Long Term Care
• Group Life  Accelerated Benefits
• Group Life  Associations - Group Life
• Group Life  Group Life
• Group Life  Worksite Plans
• Individual Health  Accidental Death Benefit - age 65+
• Individual Health  HMO - individual
• Individual Health  Long Term Care
• Individual Health  Non-Cancellable Accident & Health
• Individual Health  Special Risk - sports, accident
• Individual Life Insurance  Accelerated Benefits
• Individual Life Insurance  Accelerated Benefits Rider
• Individual Life Insurance  Critical Illness Rider
• Individual Life Insurance  Direct Marketing
• Individual Life Insurance  Extended Death Benefit
• Individual Life Insurance  Guaranteed Issue
• Individual Life Insurance  High Issue Age
• Individual Life Insurance  Interest Sensitive Life
• Individual Life Insurance  Joint Life
• Individual Life Insurance  Life Settlements
• Individual Life Insurance  Long Term Care
• Individual Life Insurance  Single Premium Life
• Individual Life Insurance  Substandard Life - guaranteed issue
• Individual Life Insurance  Survivorship Life
• Individual Life Insurance  Term Life
• Individual Life Insurance  Trailer Compensation Contr
• Individual Life Insurance  Universal Life
• Individual Life Insurance  Viatical/Life Settlements
• Individual Life Insurance  Waiver of Premium
• Individual Life Insurance  Whole Life
• Individual Life Insurance  Worksite Products - Individual Life